How much NZ Super will you get?
NZ Super rates effective 1 April 2026. Rates change every April.
YOUR DETAILS
Tell us your situation.
Most people use M. The S codes only apply if you also have another regular income source.
If you receive a pension from another country (e.g. UK State Pension), it offsets NZ Super dollar-for-dollar.
NZ SUPER, AFTER TAX
This is what lands in your account every two weeks, on a Tuesday:
per fortnight, paid Tuesdays · $555.08 per week
IS THIS ENOUGH?
NZ Super is designed as a baseline, not a full retirement income.
Most people who can afford it supplement NZ Super with KiwiSaver, savings, or part-time work in their first decade of retirement.
A retirement gap calculator (showing what NZ Super covers vs. what you'd need to maintain your current lifestyle) is on our build list. In the meantime: the KiwiSaver projection tool shows what your KiwiSaver could be worth at 65, and the NZ Super eligibility checker confirms when you can claim it.
Educational calculator only. Rates are sourced from Work and Income, effective 1 April 2026. For your specific tax code, IRD is the source of truth.