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GUIDES — INVESTING

Investing.

Shares, index funds, platforms, and strategies for NZ investors.

9 guides
Investing

How to Choose a Financial Adviser in New Zealand

A four-step process for shortlisting, vetting, and engaging an NZ-licensed financial adviser — questions to ask, red flags to walk away from, fees to expect in 2026.

Intermediate14 min
Investing

Is a Financial Adviser Worth the Money? What the Research Shows

Evidence from Canada, the UK, Ireland, and Vanguard on whether financial advice pays for itself — plus a framework for deciding when advice is high-value and when DIY works.

Intermediate15 min
Investing

What is a Financial Adviser? A Plain English Guide for New Zealanders

What financial advisers do in NZ, who regulates them, how they get paid, and what they owe you as a client under the 2021 FMA regime.

Beginner12 min
Investing

Index Funds NZ: A Complete Guide to Passive Investing in New Zealand

Index funds in NZ: what they are, where to buy them, fees compared, and why they beat most active funds. Kernel, Smart Invest, InvestNow options.

Intermediate16 min
Investing

NZ Investing Platforms Compared 2026

NZ investing platforms compared: Sharesies, InvestNow, Hatch, Kernel, ASB Securities, Invest Direct, Tiger Brokers. Fees, features, and tax treatment.

Intermediate16 min
Investing

Managed Funds NZ: How They Work and What They Cost

How managed funds work in NZ, what they cost, and how to compare providers. Covers PIE funds, fee structures, and major NZ fund managers.

Intermediate14 min
Investing

Term Deposit Rates NZ: Best Rates Compared

Compare NZ term deposit rates from all major banks. See rates by term length, understand RWT vs PIE, and calculate your after-tax return.

Intermediate11 min
Investing

ETF Investing in NZ

ETF investing in NZ: NZX-listed Smart Invest, US ETFs via Hatch and Sharesies, fees, tax (PIE vs FIF

Intermediate16 min
Investing

Sharesies vs Hatch vs InvestNow: Fees, Features, Differences

Sharesies vs Hatch vs InvestNow compared: fees at different portfolio sizes, available investments, tax treatment, and key differences.

Beginner17 min