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KIWISAVER RATE CHANGE

What does 3.5% then 4% mean for you?

From April 2026, the default KiwiSaver rate ticks up to 3.5%. April 2028, it's 4%. We'll show the dollars that shift in your fortnightly pay — and what those dollars grow into by the time you turn 65.

YOUR NUMBERS

Tell us your salary and KiwiSaver balance.

If you have a current student loan, repayments come off before take-home.